When you decide to buy a home or refinance a mortgage, it's a big step and you can trust us to find the loan program that's best for you. Most of our clients come by way of referral and that vote of confidence is not lost on us. We have several relationships riding on every transaction and it's very important we do the job EVERYONE expects. We rarely get it wrong but, when we do, we take responsibility and make it right.

Patrick Morgan, our company's owner, started in the mortgage business is 1989. He started Hannah Capital Mortgage in 2005 and named the company after his daughter. When asked why he said; "As both Hannah's grow, it is my goal to have each one symbolize the other through fairness, honesty, transparency and effectively the implementation of the Golden Rule: "Treat other as you would like to be treated."

We believe your mortgage should recieve the same amount of attention as your other investments which means it should work for you to create wealth, and not necessarily be a huge, non-interest bearing piggy-bank. Consider it debt  management. Check out our Equity Repositioning report, our Total Cost Analysis report and our monthly Rate Watch report. Shoot us an email if you would like to have one customized.

Buying a home can be a source of anxiety, frustration -- and a huge sense of accomplishment. Not only do you typically have to track down a lot of paperwork but you still have your job(s) to do! We firmly believe that the less time you spend looking for pay stubs, W-2's, tax returns, pay stubs etc., the more time you can spend being productive at work, which makes  you more money. This is why we work closely with your other trusted advisors to get the documents we need. It is also one of our goals to provide you the best mortgage "education" possible. We're here to answer questions and we'll take whatever time is necessary to make sure you understand what you're signing.

Purchasing a home or refinancing your mortgage in today's environment can be very challenging. With short sales and foreclosures negatively impacting values and guidelines changing everyday, now more than ever you need an expert working for YOU, not their bank. All of these moving parts tend to confuse borrowers and that works in favor of the banks. Hannah Capital works differently; we're transparent with our costs, explain the challenges and plot a course for navigating these turbulent seas. We say "no" when we're supposed to and we work in your best interest which is our best interest. These days, with business so difficult, you're bound to hear a lot of "yes-men" telling you anything can be done at any rate you can imagine. If you're serious about your time and money and want a straight answer at a professional price, we'd like the opportunity to discuss you situation with you.

 If you would like to explore more of the options we offer, click here and let us know what interests you. We're interested in your long-term financial health and helping you achieve it. As Mortgage Planners, we give you the personal attention you deserve and treat you with the respect due a valued customer. Our mission is to assist you today in achieving your immediate objectives while structuring tomorrow to meet your long term-goals. This is how Hannah Capital Mortgage builds relationships and partnerships.....with YOU!

Check out our website (it's always a work in progress), let us know how we can help and what you might like to see added.