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Hannah Capital Mortgage (HCM) is a licensed boutique mortgage broker located in Roseville, California with access to many bank and non-bank residential and commercial lenders across the country. I started HCM in 2005 and have been in the mortgage and financial services business since 1989. HCM isn't the largest mortgage brokerage; you won't hear us on the radio or see us in print. Nor do I have dozens of loan officers working for me; can't seem to find those more focused on clients than commissions. Instead, I wanted a small firm that could focus on the needs of a core group of referral partners and clients. A firm that could give each partner and client the attention, advice, direction and resources they deserve.
At HCM we broker loans; residential and commercial. On the residential side, I focus on helping clients solve the mortgage puzzle by providing education, analyzing their overall financial health and advocating for them ( NOT the end lender) all while working with a sense of urgency and and eye on maintaining a profitable business.
On the commercial side, I have access to many bank and non-bank institutions across the country. Most banks, regardless of what they say, simply aren't lending. With access to non-bank lenders, we're closing loans; SBA 504 and 7A loans, SBA refinance loans, private money loans, bridge loans and even investor loans. We provide 100% financing to medical professionals, SDIRA'S, asset-based loans, cost segregation services and more.
Most of our SBA loans are done in-house so closings are fast, terms are excellent and, best of all, we get them closed.
Whether you're purchasing a home, refinancing your mortgage or financing a business, today's environment is very challenging and now, more than ever, you need an expert working for YOU, not their bank. All of these moving parts tend to confuse borrowers and that works in favor of the banks. Hannah Capital works differently; we're transparent with our costs, explain the challenges and plot a course for navigating these turbulent seas. We say "no" when we're supposed to and we work in your best interest which is our best interest. These days, with business so hard to come by, you're bound to hear a lot of "yes-men" telling you anything can be done at any rate you can imagine. If you're serious about your time and money and want a straight answer at a professional price, we'd like the opportunity to discuss you situation with you.
If you would like to explore more of the options we offer, click here and let us know what interests you. We're interested in your long-term financial health and helping you achieve it. At Hannah Capital, we give you the personal attention you deserve and treat you with the respect due a valued customer. Our mission is to assist you today in achieving your immediate objectives while structuring tomorrow to meet your long term-goals. This is how Hannah Capital Mortgage builds relationships and partnerships.....with YOU!
Check out our website (it's always a work in progress), let us know how we can help and what you might like to see added.
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